Cash ISA limit cut: why your tax-free savings are still vital December 4, 2025 Chancellor Rachel Reeves slashed the annual limit for cash ISAs. But this isn’t their death knell – they still have a very valuable place as part of a diversified portfolio. It’s all change for ISA limits For many savers, the cash ISA has been a huge success story. It’s given them a lower-risk, tax-free way [...]
Round Retail: the social enterprise transforming second-hand fashion December 4, 2025 The fashion resale industry has transformed over the last few years, and social enterprise, Round Retail, founded by Annie Hought, has played a central role in that evolution. The East London native launched Round Retail in early 2023 with a mission to make second-hand shopping consumers’ first choice by offering a premium, in-person experience. “I [...]
Smart strategies for managing currency volatility during budgeting November 13, 2025 Ongoing turbulence in foreign exchange markets – driven by fiscal policy, global tariffs and geopolitical uncertainty – continues to challenge UK business leaders as they set their 2026 budgets. Sharp shifts in currency markets can quickly derail even the most carefully planned budgets, and this year leaders are facing an exceptional period of instability. Volatility [...]
Laddering savings: A smarter approach November 11, 2025 Savers face a consistent dilemma: whether to lock money in for longer to secure today’s rate or keep it flexible in case conditions change. A laddering strategy manages both. It’s a simple premise: instead of putting all your savings into one fixed term account, they are spread across products with different maturities. When one matures, [...]
Speaking up, shaping futures: How We Speak and Investec Beyond Business are powering a confidence revolution November 10, 2025 There are few better illustrations of what social entrepreneurship can achieve than the rise of We Speak: a social enterprise successfully tackling a problem as universal as it is discreet – a fear of public speaking. And at the heart of its story is a pivotal champion: the Investec Beyond Business (IBB) programme which is [...]