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car finance

  • FCA slashes banks’ motor finance payouts as compensation scheme finalised

    March 30, 2026

    City banks are set to face a more than £9bn motor finance bill after the UK’s financial watchdog laid out plans for its long-awaited motor finance redress scheme in a major U-turn after months of backlash. The Financial Conduct Authority (FCA) revealed the details of its industry-wide redress scheme for the car mis-selling saga on [...]

  • Zopa Bank’s profit booms despite ‘penalised’ motor finance hit

    March 19, 2026

    Zopa Bank cruised to its third consecutive year of profitability in 2025 but has offered a stark warning it feels “penalised” by the UK’s financial watchdog after getting swept up in the motor finance scandal. The Canary Wharf fintech has set aside £7.9m in provisions for the car mis-selling saga, which centres around the use [...]

  • Is the motor finance scandal making City banks trim the fat?

    March 18, 2026

    The motor finance scandal is reshaping the banking sector, in this week’s column Samuel Norman takes a look at how lenders are responding. In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market [...]

  • Close Brothers shares sink as infamous short-seller warns of motor finance ‘wipeout’

    March 16, 2026

    Shares in Close Brothers plummeted on Monday after a group notorious for short-selling warned the bank had “systematically misrepresented” its exposure to the motor finance scandal. The FTSE 250 bank nosedived as much as 12 per cent during afternoon trading after Viceroy Research, a group famed for its exposés of Wirecard and Home Reit, warned [...]

  • KKR-backed fintech takes £13m hit from motor finance scandal

    March 10, 2026

    A UK fintech backed by investment giant KKR has posted a hefty loss after being forced to set aside cash for the brewing motor finance scandal. Oodle Finanical Services recorded a pre-tax loss of £38m for the financial year ending 30 June 2025, after the firm was forced to set aside a whopping £12.8m in [...]

  • City watchdog plots streamlined motor finance scheme after backlash

    March 4, 2026

    The UK’s financial watchdog is looking to “streamline” its long-anticipated motor finance compensation scheme following widespread backlash across the industry. The Financial Conduct Authority (FCA) provided a fresh update to markets on Wednesday, stating it was considering over 1,000 responses to its proposals for the industry-wide redress scheme. It added “if” it was to proceed [...]

  • Aston Martin to axe hundreds of jobs as profit plummets

    February 25, 2026

    Aston Martin is poised to cull its workforce by around a fifth after the firm’s bottom line took a beating from President Donald Trump’s erratic tariff agenda. The British manufacturer said on Wednesday it had recognised a provision of £18.7m in relation to expected restructuring costs as it consults on chopping 20 per cent of [...]

  • Motor finance: What’s next for banks and consumers in 2026?

    December 29, 2025

    The City watchdog wrapped up the consultation on its motor finance redress in December but the two-year long scandal threatens to rumble on into the new year. The Financial Conduct Authority (FCA) pushed the deadline for feedback on its scheme to 12 December after it was originally pencilled in for 18 November. The delay came [...]

  • Motor finance backlash mounts with calls to pull £4bn from lenders

    November 3, 2025

    The financial watchdog is back in the hot seat as criticism of its controversial motor finance redress scheme continues to mount.  A fresh report from the All-Party Parliamentary Group (APPG) on Fair Banking has blasted the City watchdog for a “£4.4bn billion gap” in the proposed scheme.  The group accused the regulator of being “influenced [...]

  • Motor finance: Where do the banks, regulator and Treasury stand?

    October 24, 2025

    The UK banking sector had hoped the Supreme Court’s motor finance ruling would finally switch off the hazard lights and allow lenders to return to business as usual. The industry was handed a lukewarm win by the highest court in the land, who ruled in favour of the banks on two out of three cases. [...]

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