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finance

  • Financial exclusion is a barrier to sustainable growth

    October 28, 2024

    Britain has a two-track financial system, with world-beating services for some and a poverty premium for others, says Charles Randell With a week to go until the Budget, what measures does the Financial Inclusion Commission – a cross-party group of financial experts from business, politics and the charity sector – advise the Chancellor to take [...]

  • Payment fraud is becoming more sophisticated, creating new vulnerabilities for organisations

    October 17, 2024  |  Sponsored

    Author: Tim Forster, Strategic Partner Manager, Financial Messaging at Finastra  In the digital age, security is a top priority for corporates and financial institutions. As payments become increasingly more sophisticated, so too do fraud attempts, particularly as payments are increasingly operating in real-time. The operational characteristics of instant payments (fast, irrevocable, simultaneous clearing and settlement) [...]

  • The glaring flaws in The Lehman Trilogy

    October 11, 2024

    Let's be honest, the Lehman Trilogy first performed in 2013 has run its course and is more than a little problematic

  • Bank of England: Markets need to be prepared for ‘severe but plausible stresses’

    October 2, 2024

    Officials at the Bank said that the “significant but short-lived spike in volatility and falls in equity indices” seen in early August demonstrated the risks facing global markets. 

  • Financing growth? How the City’s frailties have hamstrung productivity

    October 1, 2024

    Championing the UK's financial system should not obscure the fact that there is plenty of room for improvement.

  • Worst corporate jargon of the week: The roadmap

    September 19, 2024

    "Get in losers! We’re going to lift sales by five per cent in quarter four!"

  • The new payments architecture and Bacs

    September 17, 2024  |  Sponsored

    Liz Carroll, Senior Product Manager, Financial Marketplaces at Finastra You might have heard that there are plans to modernise some of the key UK payment rails and wondered how these updates will affect your payment processes. In this article, we explore what the changes are and why they are needed. Let’s start at the beginning; [...]

  • Navigating ISO 20022 in the Bacs world

    September 17, 2024  |  Sponsored

    Liz Carroll, Senior Product Manager, Financial Marketplaces at Finastra As organisations and financial institutions look for new ways to pay in a growing payments landscape, using a common language for all financial messages allows participants and systems in different markets to communicate in a single, consistent format using agreed terminology. ISO 20022 is a global [...]

  • A quick guide to the key UK payment rails

    September 17, 2024  |  Sponsored

    Liz Carroll, Senior Product Manager, Financial Marketplaces at Finastra There are a range of payment rails available in the UK; some widely applicable while others work better for companies operating in certain circumstances. But what is a payment rail? Payment rails refer to the underlying infrastructure and systems that facilitate the movement of money between [...]

  • Finance rocks in Rio: The rise of Open Banking in Latin America

    September 12, 2024  |  Sponsored

    One of the UK’s hallmarks in global exports is its expertise and pioneering role in the Open Finance sector. Across the Atlantic, Latin America — a long-standing trade partner — has recently become a fertile ground for Open Finance, with new regulations advancing across at least five key countries: Brazil, Mexico, Colombia, Chile, and Argentina. [...]

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