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By: Sebastian Charleton

Sebastian Charleton is digital and communications manager at the Adam Smith Institute 

All 2 Articles
  • The student loan book is disguising the real size of the national debt

    Opinion

    The market value of the student loan book is approximately £33bn lower than official government accounts suggest. As a result, our national debt is higher than we’re being told – disguised by billions in loans that are much less valuable than they appear, says Sebastian Charleton Britain’s young are the most educated generation in our [...]

    Student reviewing loan documents amidst growing debt concerns
  • Happy Cost of Rent Day Londoners – for the rest of the year your money is yours

    Opinion

    With the average London tenant needing to work 146 days a year just to pay off their rent, today marks a miserable milestone, writes Sebastian Charleton.

    LONDON, ENGLAND - JANUARY 30: A general view of a To Let sign next to property near Clapham on January 30, 2013 in London, England.

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